Checklist: before you spend:
1. Tithe off the gross.
2. Live within your means.
3. Take care of what you have.
4. Wear it out.
5. Do it yourself.
6. Anticipate your needs.
7. Research value, quality, durability, and multiple use.
8. Make gifts.
9. Shop less.
10. Buy used.
11. Pay cash.
12. Do without.
Excerpt from "Life! Celebrate It" by Luci Swindoll
Also, don't forget to check out this weeks coupon matchup at Making Cents out of Coupons:
http://www.thecouponcents.blogspot.com/
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